Which types of dwellings are eligible for the Dwelling Program?

The Dwelling Program is specifically designed to provide coverage for residential properties that are not suited for standard homeowners’ insurance. The eligibility criteria set by the program generally emphasize smaller residential structures, thus making option C the correct answer.

Dwellings containing no more than 4 apartments or 5 roomers represent properties that are residential in nature, which aligns with the purpose of the Dwelling Program. This program is intended for properties where the owner likely resides, or it is a smaller investment property, making it more suited for coverage that protects against specific risks relevant to residential occupancy.

In contrast, options that include more than 4 apartments or mention hotels and motels do not fit within the guidelines of the Dwelling Program. Such properties typically fall into the category of commercial or more complex multi-family units, which are not covered under this simpler program designed for smaller dwellings. The inclusion of boarders is less restrictive compared to the standard rules that define eligible dwellings, thus emphasizing how C provides a clear boundary appropriate for eligibility.