Which of the following is NOT covered under Coverage C (Personal Property/Contents)?

Coverage C, which pertains to Personal Property or Contents, is designed to protect personal belongings owned by the insured. This coverage typically includes items that are movable and not permanently attached to the dwelling.

Pets are considered personal possessions; however, most insurance policies explicitly exclude coverage for animals due to their nature as living beings rather than inanimate personal property. While property like lawnmowers, canoes, and rowboats are all eligible for coverage under this section as they are categorized as personal property, pets do not fit this definition, and thus they are not covered under Coverage C.

Understanding this distinction is crucial, as it impacts how policyholders perceive the scope of their coverage for personal property.