Which form is used to insure residential property under flood insurance?

The Dwelling Form is specifically designed for insuring residential property under flood insurance. This form caters to properties that are not primarily used for commercial purposes, providing coverage for damages caused by flooding to the structures and sometimes their contents.

The features of the Dwelling Form make it particularly suitable for residential properties, as it addresses the unique needs and risks associated with homes. It typically covers the building itself, including certain fixtures and improvements, and can also include personal property coverage, making it a comprehensive option for homeowners looking to protect their residences from flood-related damages.

In contrast, the other forms listed are either not specifically tailored to residential properties or do not offer the same level of targeted flood coverage that the Dwelling Form provides. Understanding the distinct purposes of these forms is crucial for selecting the appropriate insurance for residential flood risk.