Which endorsement would you select to ensure coverage for business activities conducted from home?

Prepare for the North Carolina Property and Casualty State Exam. Use flashcards and multiple choice questions with hints and explanations. Boost your exam readiness!

To ensure coverage for business activities conducted from home, selecting the Business Pursuits endorsement is appropriate because it specifically addresses the need for liability coverage for business operations that occur in a residential setting. This endorsement is designed to extend the personal liability coverage provided by a homeowner's policy to include activities related to a business that is run from the home.

Home Day Care Business Liability, while it provides coverage for risks specific to running a day care from home, is tailored to that specific type of business. It would not necessarily extend to all business activities. Personal Injury Liability covers claims related to personal injury, such as defamation, rather than business-related liabilities. The Watercraft Endorsement is used to provide coverage for owned watercraft and does not relate to business activities conducted from home.

Thus, the Business Pursuits endorsement is the most comprehensive option to ensure coverage for a variety of business-related activities carried out in a residential environment, making it the best choice for this scenario.

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