Which endorsement provides coverage for losses due to false arrest or slander?

The endorsement that provides coverage for losses due to false arrest or slander is the Personal Injury Liability endorsement. This type of coverage is important because it protects individuals and businesses from claims that arise from personal injuries, which are not strictly physical in nature. Personal injury can include a range of offenses such as defamation (which encompasses slander), invasion of privacy, wrongful eviction, and false arrest.

Unlike the other endorsements listed, which focus on specific types of risks or property, Personal Injury Liability is specifically designed to address the unique legal exposures associated with personal injury claims. Understanding this distinction helps illuminate the nature of business risks and the necessity for comprehensive coverage to protect against various legal liabilities that may arise in a business context.

Watercraft Endorsement relates to liabilities involving the use of watercraft, Business Pursuits is oriented toward activities conducted during business operations, and Refrigerated Property Coverage addresses loss or damage to perishable goods, making them irrelevant to issues of personal injury such as slander or false arrest. This emphasis on personal injury highlights the specialized aspect of Personal Injury Liability in liability coverage.