What types of structures does Coverage B protect under the Dwelling Policy?

Coverage B under the Dwelling Policy specifically provides protection for "other structures" that are not attached to the primary dwelling. This typically includes structures like detached garages, storage sheds, fences, and other similar types of property that are used for leisure, storage, or other purposes. These structures are considered separate from the main residential building but are still related to the property.

In contrast, houseboats and RVs, while similar in that they are often used for living or recreational purposes, are not considered "structures" under Coverage B. Commercial buildings do not fall under the category of a Dwelling Policy, which is designed primarily for residential properties. Rented apartments are considered dwellings and are typically covered under personal property or liability coverage but not as "other structures" under the Dwelling Policy. Thus, the protection extended by Coverage B is focused on the various physical constructions that enhance the residential property but remain separate from the main dwelling.