What type of insurance is intended to protect agents against negligence?

Errors and Omissions Insurance is specifically designed to protect professionals, including insurance agents, from claims arising due to alleged negligence or inadequate work. This type of insurance covers legal costs and settlements related to issues such as mistakes in providing advice or services, failure to act in a timely manner, or failing to meet the standards of care expected in the industry.

Liability insurance, while it can cover a range of claims against a professional, is more general in nature and does not specifically address the unique risks associated with errors or omissions in professional services. Workers' Compensation Insurance protects employees from work-related injuries and illnesses, but it does not cover negligence claims made against an agent. General insurance is a broad term that encompasses various types of insurance products but does not directly refer to the protection of professionals against negligence.

In summary, Errors and Omissions Insurance is crucial for agents as it directly addresses the risks they face regarding their professional responsibilities, making it the correct choice in this context.