Under comprehensive coverage, which of the following events is NOT covered?

Comprehensive coverage is a type of auto insurance that helps pay for damages to your vehicle that are not the result of a collision. This coverage typically includes events such as theft, vandalism, natural disasters, and fire.

Collision with another vehicle, however, is specifically addressed under collision coverage, not comprehensive coverage. Therefore, when analyzing the types of events that comprehensive coverage encompasses, collision incidents are excluded.

The other events mentioned—such as theft, fire, and flood—are generally included under comprehensive coverage, as they pertain to damages outside of on-road car accidents. Each of these scenarios involves factors beyond the control of the driver and do not involve direct collisions. This distinction is critical for understanding how different types of auto coverage function within an insurance policy.