How much percentage of Coverage A is automatically extended for coverage of Other Structures?

In the context of a typical Homeowners Insurance policy, Coverage A refers to the dwelling coverage that protects the structure of the home itself. When it comes to Other Structures on the property, standard policies typically provide automatic coverage equal to a percentage of Coverage A.

The correct amount that is often provided for Other Structures is 10% of the Coverage A limit. This means that if your dwelling coverage is $200,000, then there would be an automatic coverage limit of $20,000 for other structures like detached garages, sheds, fences, or driveways.

This percentage is designed to ensure adequate protection for these additional structures without requiring the policyholder to specifically request or add coverage for them. It's essential for homeowners to understand this provision, as it can significantly affect the overall protection of their property.

Other percentages listed in the choices do not reflect the standard coverage provided for Other Structures across typical homeowners' policies, which is why the 10% figure is the widely recognized standard.